Wealth Protection

The preservation and constructive transfer of wealth is a primary component of a successful wealth management plan. While assets grow over a lifetime, so does the need to consider a variety of products and services to protect wealth for the future. A forward-looking — and —  integrated wealth preservation strategy will help ensure a lasting legacy for you and your loved ones. Under the thoughtful guidance of your Financial Advisor and with the input of our Trust and Wealth Structuring Specialists, you can create a clear vision and take advantage of solutions to safeguard your family assets and protect the future of your wealth.

We recognise the value of advance planning and will work closely with you to understand your short- and long-term objectives and utilise appropriate wealth protection tools to meet them. With access to skilled investment and trust and estate specialists, your Financial Advisor can provide you with innovative hedging and liquidity strategies and will work with your tax and legal advisors to help you implement smart trust and estate solutions that address your unique situation and needs. As a client of Merrill Lynch, you gain the security of knowing that your wealth and legacy are protected during your lifetime and for generations to come.

Wealth Protection Products and Services:

Hedging and Liquidity Strategies:
Through a Merrill Lynch Financial Advisor, qualified investors have access to complex products and strategies that protect your assets from market volatility and address your liquidity needs.

If you are unwilling or unable to sell a large, concentrated position in a single security, your Financial Advisor can help you select an appropriate hedging strategy to reduce downward market exposure. For liquidity needs, your Financial Advisor can help you leverage a concentrated position to generate cash without requiring the immediate sale of your shares or the surrender of dividends or voting rights.

Trust and Estate Planning:
Backed by Merrill Lynch’s network of seasoned trust and estate planning specialists, your Financial Advisor can advise and assist you in establishing trusts and personal holding companies to help achieve your wealth preservation and transfer goals. Merrill Lynch’s Trust Services offers a variety of trust structures, including a standard trust and an umbrella or customised trust. Insurance products can also be used as a component of a comprehensive estate plan. Your Financial Advisor can also discuss how insurance products can be used as part of a strategy to maximise the assets in your estate.